GENERAL SERVICES ADMINISTRATION
Federal
Supply Schedule
AUTHORIZED
FEDERAL SUPPLY SCHEDULE PRICE LIST (CATALOG)
On-line
access to contract ordering information, terms and conditions, up-to-date
pricing, and the option to create an electronic delivery order are available
through GSA Advantage!, a menu-driven database system. The INTERNET address
GSA Advantage! is www.GSAAdvantage.gov .
Schedule
Title: Financial and Business Solutions
FSC Group: 520
Contract Number: GS-22F-9611D
For More information on
ordering from the Federal supply Schedules click on the FSS Schedules button at
http://fss.gsa.gov
Contract
period: May 1, 2005 to April 30, 2010
Equifax Information Services
LLC
404-885-8300
404-885-8227
Benay
Weiss
Equifax Information Services
LLC
National Sales Manager, GSA
& GSE's
214-696-3953
Business
size: Large
Prices Shown Herein are Net (discount
deducted)
Supplement number 3, effective
Customer Information:
1a. Awarded
SIN: SIN 520-16 (Business Information
Services)
Credit*Hi-Lite
Report (CHL)
|
Report Type |
Government Price |
|
1 Repository without
Credit Scores – Individual/Joint |
$1.20/2.40 |
|
1 Repository with Credit
Scores – Individual/Joint |
$1.40/2.80 |
|
2 Repositories with Credit
Scores Individual/Joint |
$5.75/$8.60 |
|
3 Repositories with Credit
Scores Individual/Joint |
$8.50/$13.00 |
NOTE: A surcharge of $3.00 for a joint 2 repository merged in-file
credit report and $5.70 for a joint 3 repository merged in-file credit report
will be assessed on all
NOTE: Equifax Mortgage Services will pass on the FACT Act regulatory recovery
fees from the credit repositories. The fee will be included in the report
price and itemized on the invoice. All three credit repositories will
have the same fees - $.11 for an individual file and $.22 for a joint
file.
Following
are the additional terms and conditions applicable to credit scoring services:
1. Disclosure
of Scores. Client will hold all information received from
Equifax in connection with any scoring services received from Equifax under
this Agreement ("Credit Score Information Services") in strict
confidence and will not disclose that information ("Scores) to the
consumer or to others except as required or permitted by law. Client may
provide the principal factors contributing to the Scores to the subject of the
report when those principal factors are the basis of the Client’s adverse
action against the subject consumer.
2. ECOA
Statements. Equifax reasonably believes that, subject to validation
by Client on its own records, (1) the scoring algorithms used in the
computation of the Scores are empirically derived from consumer credit
information from Equifax’s consumer credit reporting database, and are
demonstrably and statistically sound methods of rank ordering candidate records
from the Equifax consumer credit database for the purposes for which the Credit
Score Information Services were designed particularly, and each is intended to
be an "empirically derived, demonstrably and statistically sound credit
scoring system" as defined in Regulation B, with the understanding that
the term "Empirically derived, demonstrably and statistically sound,"
is defined only in a general manner by Regulation B, and has not been the subject
of any significant interpretation; and (2) the scoring algorithms comprising
the Credit Score Information Services, except as permitted, do not use a
"prohibited basis," as such phrase is defined in Regulation B.
3. Release.
Equifax does not guarantee the predictive value of the Scores with respect to
any individual, and does not intend to characterize any individual as to credit
capability. Neither Equifax nor its directors,
officers, employees, agents, subsidiary and affiliated companies, or any
third-party contractors, licensors or suppliers of Equifax will be
liable to Client for any damages, losses, costs or expenses incurred by Client
resulting from any failure of a Score to accurately predict the credit
worthiness of Client’s applicants or customers. In the event the Credit
Score Information Services were not correctly applied by Equifax to any credit
file, Equifax’s sole responsibility will be to reprocess the credit file
through the Credit Score Information Services at no additional charge.
Edited
Credit*Hi-Lite Report (ECHL) - $6.50 per tradeline added or updated
Residential Mortgage Credit Report (RMCR) - $26
individual three repositories without Credit Scores/$36 Joint
$28 joint three repositories with Credit Scores/$38
Joint
Mortgage Business Credit Report SM - $60
1b. All prices listed above are lowest unit price for
each SIN awarded in the contract.
1c. Hourly
rates are not applicable.
2. Maximum
order: $500,000
3. Minimum
order: $300
4. Geographic
coverage (delivery area): Domestic
only
5. Points of production:
1525
Windward Concourse,
6. Prices listed are
net price.
7. Volume/tiered
pricing available upon request (greater than 100K units)
8. Prompt
payment terms: Net – 30 days
9a. Government purchase cards are accepted at
and below the micro-purchase threshold.
9b. Government purchase cards are accepted at and above
the micro-purchase threshold.
10. Foreign
items: N/A
11a. Time of
delivery:
·
CHL – within one
minute with electronic ordering and delivery
·
ECHL – within 2
business days from date of receipt
·
RMCR – within 5
business days from date of receipt
11b. Expedited delivery: Items
available for expedited delivery are noted in this price list.
11c. Overnight and 2-day delivery: Overnight and 2-day delivery is available on ECHLs & RMCRs upon
request. Please contact your fulfillment
office at 1-800-374-2179 (
11d. Urgent requirements: In
accordance with the “Urgent Requirements” clause of our GSA contract, agencies
may contact their fulfillment office at 1-800-374-2179 (
12. F.O.B.
point(s): CONUS
13a. Ordering
Address:
1525
Windward Concourse,
13b. Ordering procedures: For supplies and services, the ordering
procedures, information and Blanket Purchase Agreements (BPA’s),
and a sample BPA can be found at the GSA/FSS Schedule homepage (fss.gsa.gov/schedules).
14. Payment
Address:
15. Warranty Provision: Equifax will answer questions from a customer
and reinvestigate any disputed information.
Equifax will report findings to customer with no additional charge for
this service.
16. Export
Packing Charges: N/A
17. Government purchase card acceptance: Payments accepted up to $99,999
18. Terms and
conditions of rental, maintenance and repair: N/A
19. Terms and
conditions of installation: N/A
20. Terms and conditions of repair parts indicating
date of parts price lists and any discounts from list prices: N/A
21. List of
service and distribution points: N/A
22. List of
participating dealers: N/A
23. Preventive
maintenance: N/A
24a. Special
attributes such as environmental attributes: N/A
24b. Section
508 compliance information: N/A
25. DUNS
number: 045812369
26. Equifax
Information Services LLC is registered in the Central Contractor Registration
(CCR) database.
Company Overview
Equifax is a global leader in turning information into
intelligence. In
Equifax Inc,
along with its subsidiaries and affiliates (collectively referred to as
"Equifax"), operates with $1.2 billion in revenue. On our website at www.equifax.com, you can find additional financial
results, including a printable copy of our 2003 Annual Report, and general
information regarding Equifax.
Rooted in Equifax,
Inc.’s operating principles of growth, innovation, technology, and people, the
Equifax vision is to be recognized as the premier company in its industry. New business development is a priority. Equifax has earned numerous 'best in class'
awards in the areas of identity verification, fraud, and modeling, employing
new technologies our competitors constantly strive to imitate. Equifax has:
·
Concerns
for security. We are the first on-line financial
information services company to use 128-bit encryption and identity
authentication.\
·
Developed
new business that represents first for the Information Services industry.
Equifax has been the first to develop and market credit tools for consumers;
the first, and only, to build a proprietary database on small businesses; and
the first to bring unique products to market in the emerging fraud, safety and
security arena.
·
Evolved
from a Data-centric company into a technology-centric enterprise. The value proposition in our business
lies not in the data, but in what our technology enables us to do with the
data, such as helping to alert customers to suspicious, high-risk individuals
and entities.
·
Broadened
our
Equifax is
committed to enhancing its product offerings by continual product research and
development. Significant human, system,
and financial resources are dedicated to support current product offerings as
well as product enhancements and to the development of new solutions that
exceed the needs of our market place and customers.
Equifax
Mortgage Services
Equifax
Mortgage Services (EMS) operates as a separate business unit within Equifax and
has served the needs of the real estate industry for over 100 years.
Equifax Mortgage Services has become the premier provider of
information and service by supplying the highest quality products and services
through long-term strategic relationships with our customers. In addition,
Equifax Mortgage Services employs over 200 professionals in three
production locations and over twenty full-time sales associates providing quality
service to our customers nationwide.
At our
Product
Overview
Credit*Hi-Lite® (CHL)
Credit*Hi-Lite is a merged in-file credit report
that may contain one, two or three repositories. The CHL may be
ordered through the EMS Web site (www.equifax.emortgage.com), through
Edited Credit*Hi-Lite® (ECHL)
The Edited Credit*Hi-Lite report is a
mid-range report that allows you to add items from your application for
verification or update items on the CHL. The ECHL is a customized report
in which the customer chooses to update or add employment, public records,
tradelines and/or inquiries.
Residential Mortgage Credit Report (RMCR)
The Residential Mortgage Credit Report is a
fully investigated product. The RMCR verifies 2 full years of employment
and address history, 7 years of tradeline data updated
to within 90 days, up to 2 full years of inquiries are available, 7 years of
public records. The RMCR verifies the information that assists the customer
with judging an applicant’s ability to repay a loan. Information is
verified and updated in the
Each of these reports meets the requirements
of the secondary market agencies, i.e., FNMA, FHLMC, HUD, VA, USDA-RHS.